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Who should apply & am I eligible?

All degree-seeking students whether undergraduate, graduate or doctoral wishing to be considered for federal, state and institutional financial aid programs must complete the ²Ø¾«¸ó financial aid application process and meet the minimum requirements for financial aid eligibility. Although funding higher education is the primary responsibility of the family, over 90% of our students receive some form of financial aid to assist them in meeting those costs. It is always worth completing the Free Application for Federal Student Aid (FAFSA), as applying and discussing financing options with a ²Ø¾«¸ó Financial Aid Services counselor is free.

To be eligible to receive federal student aid, a student must:

  • Be fully admitted in a degree or eligible certificate program.
  • Be enrolled at least half-time for most aid programs.
  • Be registered for Selective Service, if male.
  • Not have been convicted of crimes involving the possession or distribution of drugs or currently be incarcerated.
  • in their course of study. (link will open in a new tab)
  • Be a U.S. citizen or permanent resident.
  • Have a high school diploma or GED.
  • Not be in default on any prior student loans or owe an overpayment on any federal grant programs.
  • Not have exceeded annual or aggregate loan borrowing limits.
    • If a student exceeds the aggregate loan limits, they will not be eligible for financial assistance until they remedy the overage with their lender and provide ²Ø¾«¸ó with an official letter from that agency.
  • Coursework must be applicable toward the degree he/she is seeking.
    • For undergraduates (UG), only 17 hours of English Language Program (ELP) coursework may be considered applicable toward a degree.
    • For graduates (GR), ELP coursework is not applicable toward a degree and not covered by financial aid.
    • Graduate-level courses taken by undergraduates, and undergraduate-level courses taken by graduate students, are not acceptable for financial aid consideration unless approval is granted by the Office of Financial Aid Services.
  • Coursework taken after a student receives a degree or completes degree requirements is NOT eligible for financial aid.

Priority Deadlines

New students are encouraged to submit the FAFSA for financial aid as soon as possible after October 1 for the next academic year. New students will receive an estimated financial aid award as soon as the FAFSA has been received by the Office of Financial Aid Services.

Continuing students are encouraged to submit the FAFSA for financial aid as soon as possible after October 1 for the next academic year. Continuing students must complete all requirements — including verification — to receive an estimated financial aid award.

All students must satisfy all financial aid eligibility requirements to meet the financial clearance/payment deadline for each semester: fall/July 31, spring/December 15, summer/April 15. Students who wait to complete all requirements risk losing eligibility for federal programs, state grants, institutional awards and on-campus student employment. Your enrollment may be cancelled if financial clearance is not confirmed by the payment due date.

Cost of Attendance

Cost of Attendance or financial aid budget is the estimated cost of attending ²Ø¾«¸ó for a full academic year (two semesters: fall and spring terms), including estimated amounts for tuition, fees, books, supplies, room and board, plus a modest allowance for personal/miscellaneous expenses. 

These components are used to determine the cost of attendance (see chart below):

** Sample** Full Time
Cost for Fall/Spring 2021-2022 Dependent Independent
  Undergraduate On-Campus Undergraduate Off-Campus Undergraduate Off-Campus Graduate Off-Campus
Tuition** #: $  31,500 $ 31,500 $ 31,500 $  28,858
Loan Fees** $        130 $       130 $     130 $       310
Room & Board***: $  15,000 $   4,700 $   10,300 $    10,300
Books & Supplies: $    1,200 $   1,200 $   1,200 $    1,200
Personal Expenses: $    4,400 $   4,400 $   7,800 $    7,800
Transportation: $     1,100 $   1,100 $   1,100 $    1,100
TOTAL ESTIMATED BUDGET $ 53,330 $ 43,030 $ 52,730 $ 41,568

***The Room and Board figure is estimation only. Please refer to your signed residence hall contract and student account for actual costs.
#Tuition will vary by program and actual enrollment.

Direct Cost vs. Indirect Cost

Direct Costs would include tuition, fees, room and board expenses, if using institutional housing; or, in simple terms, items billed to you by ²Ø¾«¸ó.

Indirect Costs would be other educational expenses such as off-campus housing, books, transportation and personal miscellaneous costs, which can be expected but are often out-of-pocket expenses.

If you indicated on your FAFSA that you will be living in the residence hall but decided not to live on campus, please notify Financial Aid Services as soon as possible, as this may affect your awards.

Expected Family Contribution

The Expected Family Contribution (EFC) is derived from an assessment formula that is applied uniformly to all aid applicants and considers the financial information provided on the Free Application for Federal Student Aid (FAFSA) as well as other documents filed with the Office of Financial Aid Services. It is not an indicator of the amount a family is expected to pay, but rather measures the overall financial strength of the family. The EFC is used to determine eligibility for federal and state grants.

Enrollment:

Grade Level Full-Time
Credit Hours
Quarter-Time
Credit Hours
Half-time
Credit Hours
Less than Half-Time
Credit Hours
Undergraduate 12 or more 9 to 11 6 to 8 5 or less/Not aid eligible
Paralegal Certificate/Undergraduate 24hrs 9 to 11 6 to 8 5 or less/Not aid eligible
Graduate 6 or more Not applicable 3 2 or less/Not aid eligible
Doctoral 6 or more Not applicable 3 to 5 2 or less/Not aid eligible
Doctoral/Clinical Psychology 6 or more Not applicable 3 to 5 2 or less/Not aid eligible
Doctoral/Clinical Psychology 6 or more Not applicable 1.5 ** **Unique Circumstances which is noted to us ONLY by the College
Doctoral/Pharmacy 6 or more Not applicable 3 to 5 2 or less/Not aid eligible

Questions about this page?

Questions about this page?

Office of Financial Aid